Fiduciary
We place your interests ahead of our own. We are a 100% independent advisory firm which means we don’t work for a bank; we work for you! This eliminates many conflicts of interest because we can utilize any banks products or services.
Cash Flow Analysis
We’ll create a blueprint for your income and spending so every dollar you earn gets you closer to reaching your goals. We use "What if" analysis to calculate the future dollars gained from decisions you make today.
Retirement Income Planning
Whether you’re approaching retirement or already retired, we make sure you have a solid strategy in place. We’ll analyze all your financials to determine the most tax efficient strategy for you to manage your retirement accounts.
Tax Planning
We’ll spend our time building tax saving strategies that save you money in the future. Whether it’s Roth IRA conversions, tax-loss harvesting, or asset location, our goal is to minimize your future tax bills.
Investment Management
We’ll implement a customized investment strategy to help you reach your goals. We manage your investments for you so that you can spend time doing the things that matter most to you.
Risk Management
From life insurance to long-term care, we’ll sit down and review your current policies to ensure that your family is fully covered. As your life evolves, we’ll ensure your well-being is protected.
Estate Planning
Working with your estate attorney, we’ll be your personal guide helping you decide the who, what and how of your estate plan. As your legacy plan evolves, we’ll offer recommendations, so everything remains in-line with your vision.
Education Planning
Our many years of experience in higher education have provided us with unique perspective. Whatever questions you have, we’ll address them and do the planning work for you.
Philanthropic Planning
Charitable gifting is a great way to support your family and community and also leave a legacy. We’ll walk you through strategies to make sure your wishes are maximized while your taxes are minimized.